This is a significant watershed for the organisation and for the passenger.

The government has made a choice to build a Britain in which, through co-operation and community, we look for the solutions in which we can all be winners together.

This scale and impact demonstrate that the British credit union movement can expand significantly to deliver for members.

Scotland must make full use of the powers they now have and use their resources to protect retail workers.

What must follow is genuine empowerment: not treating communities as an afterthought, but giving them the tools and power to shape their local area. 

Young people are at the heart of change and we must always work to have our voices heard and our achievements seen.

With much more expected through the life of this Parliament, it is clear to see the effects of having a Government with a world-leading stated commitment to double the size of the co-operative and mutual sector.